Questions about bankruptcy?
Olympia, WA Bankruptcy Attorneys
Will an Olympia bankruptcy wipe out all of my medical bills?
If you qualify, yes it will!
Struggling to pay your medical bills?
Help is available!
Call now to learn how.
(360) 350-3435
What Happens to my medical bills if I file and Olympia, WA Bankruptcy?
Medical bills and credit cards are almost identical in how they are viewed in a personal bankruptcy. The main difference is that very few people incur medical debt intending to file a bankruptcy, so the fraud issue almost never comes up. If the medical creditor has a judgment against you, then read below.
What Happens to Judgments in Bankruptcy?
Usually most judgments can be discharged in bankruptcy. A judgment means that a creditor has filed a lawsuit, served you a summons and complaint, and has obtained an order from a judge. Judgments can be used to garnish your wages 25%, wipe out your bank accounts, and sell off certain assets. If you own or buy a house or other real estate, the judgment may automatically become a lien on your house, just like a mortgage.
If the judgment has not attached to real estate, we can help you to discharge it, as long as the judgment is not for fraud, restitution in a criminal case, fines, child support or other domestic support obligation, or is for personal injury or death caused by being under the influence of alcohol, drugs, or other substances when operating a motor vehicle, boat, or aircraft.
If the judgment would otherwise be dischargeable (is not on the list above) and you own a home that it has attached to, we may be able to strip it off through a special process in a chapter 7 case, or in a chapter 13 court-approved payment plan.
